According to the United States Census Bureau, the CDP has a total area of 5.9 square miles (15.4 km ), of which 5.6 square miles (14.6 km ) are land and 0.3 square miles (0.8 km ), or 4.98%, are water. The built-up center of town is in the southern part of the CDP, on the south side of Lake of the Hills on the Coldwater River. The Coldwater is a south-flowing tributary of the Chippewa River and thus part of the Saginaw River drainage basin.